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OaSIS 2025 Version 1.0
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12201.01 – Insurance adjusters

Insurance adjusters investigate insurance claims and determine the amount of loss or damages covered by insurance policies.

Overview

Example job titles

  • Adjuster
  • Claims investigator
  • Insurance adjuster

Core competencies

  • Negotiating and Persuading to ensure settlements are fair and within policy limits while addressing the needs of all parties involved
  • Critical Thinking and Decision Making to assess evidence, such as photographs, repair estimates and medical records, to determine the validity and extent of a claim
  • Mathematical Reasoning and Numerical Ability to apply formulas and methods to estimate repair or replacement costs, considering depreciation, and determining the payout amount
  • Inductive Reasoning to recognize patterns in claims and damages, such as similar issues or costs, to predict and evaluate new claims
  • Attention to Detail to meticulously examine claims, documentation and evidence to accurately assess the extent of damage or loss
  • Knowledge in Finance to integrate financial concepts into claim investigations, such as cost structures, regulations and liability, ensuring decisions balance fair compensation with corporate sustainability and compliance

Main duties

This group performs some or all of the following duties:

  • Investigate circumstances surrounding insurance claims to determine validity of claim
  • Inspect automobile, home or other property damage
  • Take statements and consult with claimants, accident witnesses, doctors and other relevant individuals and examine records or reports
  • Determine amount of loss or damages covered by insurance policies
  • Negotiate settlement of claims
  • Prepare adjustment reports.

Additional information

  • Completion of educational programs through the Insurance Institute of Canada or its provincial counterparts entitles insurance adjusters and claims examiners to professional recognition as a Chartered Insurance Professional (CIP), and with additional university courses, as a Fellow Chartered Insurance Professional (FCIP).

Similar occupations classified elsewhere

No data has been provided for this section.

NOC hierarchy breakdown

NOC version

NOC 2021 Version 1.0

Broad occupational category

1 – Business, finance and administration occupations

TEER

2 – Occupations usually require a college diploma or apprenticeship training of two or more years; or supervisory occupations

Major group

12 – Administrative and financial supervisors and specialized administrative occupations

Sub-major group

122 – Accounting, insurance and related business administrative occupations

Minor group

1220 – Accounting, insurance and related business administrative occupations

Unit group

12201 – Insurance adjusters and claims examiners

Occupational profile

12201.01 – Insurance adjusters

O*NET in-it

This page includes information from the O*NET 27.2 Database by the U.S. Department of Labor, Employment and Training Administration (USDOL/ETA). Used under the CC BY 4.0 license. O*NET® is a trademark of USDOL/ETA. Employment and Social Development Canada has modified all or some of this information. USDOL/ETA has not approved, endorsed, or tested these modifications.